Build Credit with No Credit Check
Our secured charge card is designed specifically for building credit. Get approved regardless of your credit history and start building positive payment history today.
Credit Limit
$200 - $1,000
Cardholder
Your Name Here
Why Choose Our Credit-Builder Card?
Designed specifically for people who want to build or rebuild their credit history.
No Credit Check
Get approved regardless of your current credit score or history
Reports to All 3 Bureaus
Your payments are reported to Experian, TransUnion, and Equifax
Refundable Deposit
Your security deposit is fully refundable when you close your account
Flexible Terms
Month-to-month with no long-term contracts or commitments
Choose Your Starting Point
Start with what you're comfortable with. You can always upgrade later.
Starter
$200
refundable deposit
Credit Limit: $200
Monthly Fee: $0
- Reports to all 3 bureaus
- No credit check
- Digital card
- Online account management
Builder
$500
refundable deposit
Credit Limit: $500
Monthly Fee: $0
- Everything in Starter
- Higher credit limit
- Physical card included
- Credit line increase eligibility
Advanced
$1,000
refundable deposit
Credit Limit: $1,000
Monthly Fee: $0
- Everything in Builder
- Maximum credit limit
- Priority support
- Faster credit line increases
How It Works
Apply Online
No credit check required. Approval in minutes.
Fund Your Account
Choose your deposit amount ($200-$1,000).
Start Using Your Card
Make purchases and build credit history.
Build Your Credit
We report to all 3 bureaus monthly.
Frequently Asked Questions
Ready to Start Building Better Credit?
Join our waitlist to be the first to know when our credit-builder card launches.
Join Waitlist Now