Our Mission: Credit EducationWithout the BS
We built NXT LVL Credit because we were tired of deceptive "credit repair" companies making promises they couldn't keep. Our mission is simple: provide honest, transparent credit education powered by AI—no guarantees, no gimmicks, no lies.
What We Believe
Credit Education Should Be Accessible
You shouldn't need to pay thousands of dollars to understand your credit or learn how to dispute errors. We provide AI-powered tools at a fraction of traditional "credit repair" costs.
Transparency Builds Trust
We tell you exactly what we do and—more importantly—what we don't do. No vague promises. No hidden disclaimers.
You're in Control
Your credit journey is personal. We provide tools and education, but youdecide what actions to take. We don't file disputes for you because we respect your autonomy.
Compliance Matters
We follow CROA, FTC, CFPB, and state consumer protection laws not because we have to, but because it's the right thing to do.
What We ARE
Educational Software
AI-powered tools that teach you how credit works and what your options are.
Transparent & Ethical
Every limitation and disclaimer in plain English. We follow the rules without shady tactics.
On Your Side
We empower you to take action yourself. Your success is our mission.
Contact Us
Have questions? Want to know more about our mission?
Send us a message and we'll get back to you as soon as possible.
✓ Transparent pricing ✓ No guarantees, just honesty ✓ Cancel anytime